Bank Of India Mid & Small Cap Equity & Debt Fund Overview
Category Aggressive Hybrid Fund
BMSMONEY Rank 16
Rating
Growth Option 11-04-2025
NAV ₹33.89(R) +2.45% ₹36.81(D) +2.45%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -0.41% 12.42% 25.61% 12.67% -%
Direct 0.85% 13.66% 26.87% 13.77% -%
Benchmark
SIP (XIRR) Regular -27.37% 12.18% 17.37% 17.61% -%
Direct -26.47% 13.55% 18.7% 18.83% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.48 0.23 0.5 1.79% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.32% -26.37% -18.9% 1.25 11.48%
Top Aggressive Hybrid Fund
Fund Name Rank Rating
Dsp Equity & Bond Fund 1
Icici Prudential Equity & Debt Fund 2
Edelweiss Aggressive Hybrid Fund 3
UTI Aggressive Hybrid Fund 4
Sbi Equity Hybrid Fund 5
Mahindra Manulife Aggressive Hybrid Fund 6

NAV Date: 11-04-2025

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - REGULAR PLAN IDCW 28.73
0.6900
2.4600%
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - DIRECT PLAN IDCW 30.04
0.7200
2.4600%
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - REGULAR PLAN GROWTH 33.89
0.8100
2.4500%
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - DIRECT PLAN GROWTH 36.81
0.8800
2.4500%

Review Date: 11-04-2025

Beginning of Analysis

Bank of India Mid & Small Cap Equity & Debt Fund is the 16th ranked fund in the Aggressive Hybrid Fund category. The category has total 28 funds. The 3 star rating shows an average past performance of the Bank of India Mid & Small Cap Equity & Debt Fund in Aggressive Hybrid Fund. The fund has a Jensen Alpha of 1.79% which is higher than the category average of 0.84%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.48 which is higher than the category average of 0.47.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Aggressive Hybrid Mutual Funds

Bank of India Mid & Small Cap Equity & Debt Fund Return Analysis

  • The fund has given a return of 2.68%, -4.98 and -12.32 in last one, three and six months respectively. In the same period the category average return was 2.27%, -1.16% and -7.33% respectively.
  • Bank of India Mid & Small Cap Equity & Debt Fund has given a return of 0.85% in last one year. In the same period the Aggressive Hybrid Fund category average return was 4.91%.
  • The fund has given a return of 13.66% in last three years and ranked 9.0th out of 28 funds in the category. In the same period the Aggressive Hybrid Fund category average return was 12.54%.
  • The fund has given a return of 26.87% in last five years and ranked 4th out of 25 funds in the category. In the same period the Aggressive Hybrid Fund category average return was 21.24%.
  • The fund has given a SIP return of -26.47% in last one year whereas category average SIP return is -19.09%. The fund one year return rank in the category is 28th in 28 funds
  • The fund has SIP return of 13.55% in last three years and ranks 7th in 28 funds. JM Aggressive Hybrid Fund has given the highest SIP return (17.32%) in the category in last three years.
  • The fund has SIP return of 18.7% in last five years whereas category average SIP return is 14.7%.

Bank of India Mid & Small Cap Equity & Debt Fund Risk Analysis

  • The fund has a standard deviation of 15.32 and semi deviation of 11.48. The category average standard deviation is 11.13 and semi deviation is 7.95.
  • The fund has a Value at Risk (VaR) of -26.37 and a maximum drawdown of -18.9. The category average VaR is -13.66 and the maximum drawdown is -12.84. The fund has a beta of 1.25 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Aggressive Hybrid Fund Category
  • Good Performance in Aggressive Hybrid Fund Category
  • Poor Performance in Aggressive Hybrid Fund Category
  • Very Poor Performance in Aggressive Hybrid Fund Category


    • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bank Of India Mid & Small Cap Equity & Debt Fund NAV Regular Growth Bank Of India Mid & Small Cap Equity & Debt Fund NAV Direct Growth
    11-04-2025 33.89 36.81
    09-04-2025 33.08 35.93
    08-04-2025 33.37 36.24
    07-04-2025 32.7 35.51
    04-04-2025 33.98 36.89
    03-04-2025 34.98 37.98
    02-04-2025 34.97 37.97
    01-04-2025 34.64 37.6
    28-03-2025 34.82 37.8
    27-03-2025 34.9 37.88
    26-03-2025 34.68 37.64
    25-03-2025 35.03 38.02
    24-03-2025 35.44 38.47
    21-03-2025 35.16 38.16
    20-03-2025 34.56 37.51
    19-03-2025 34.42 37.35
    18-03-2025 33.72 36.59
    17-03-2025 32.98 35.78
    13-03-2025 32.68 35.45
    12-03-2025 32.9 35.7
    11-03-2025 33.05 35.85

    Fund Launch Date: 29/Jun/2016
    Fund Category: Aggressive Hybrid Fund
    Investment Objective: An open ended hybrid scheme investing predominantly in equity and equity related instruments
    Fund Description: BOI AXA Mid Cap Equity & Debt Fund
    Fund Benchmark: NIFTY MidSmallcap 400 Total Return Index: 70%; CRISIL Short Term Bond Fund Index: 30%
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.