Bank Of India Mid & Small Cap Equity & Debt Fund Overview
Category Aggressive Hybrid Fund
BMSMONEY Rank 6
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹37.14(R) -0.03% ₹40.22(D) -0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 17.9% 13.98% 24.31% 13.78% -%
LumpSum (D) 19.38% 15.21% 25.56% 14.87% -%
SIP (R) 6.18% 22.31% 23.74% 21.04% -%
SIP (D) 7.55% 23.69% 25.06% 22.22% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.68 0.34 0.59 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.61% -19.78% -18.23% - 9.86%
Top Aggressive Hybrid Fund
Fund Name Rank Rating
JM Aggressive Hybrid Fund 1
Edelweiss Aggressive Hybrid Fund 2
UTI Aggressive Hybrid Fund 3
Kotak Equity Hybrid Fund 4
Invesco India Aggressive Hybrid Fund 5
Bank of India Mid & Small Cap Equity & Debt Fund 6

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - REGULAR PLAN IDCW 31.48
-0.0100
-0.0300%
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - DIRECT PLAN IDCW 32.83
0.0000
0.0000%
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - REGULAR PLAN GROWTH 37.14
-0.0100
-0.0300%
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - DIRECT PLAN GROWTH 40.22
-0.0100
-0.0200%

Review Date: 17-01-2025

Bank of India Mid & Small Cap Equity & Debt Fund has exhibited good performance in the Aggressive Hybrid Fund category. The fund has rank of 6 out of 26 funds in the category. The fund has delivered return of 17.9% in 1 year, 13.98% in 3 years and 24.31% in 5 years. The category average for the same periods is 13.62%, 11.2% and 15.35% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 13.61, VaR of -19.78, Average Drawdown of -6.37, Semi Deviation of 9.86 and Max Drawdown of -18.23. The category average for the same parameters is 10.17, -11.85, -4.41, 7.13 and -9.87 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bank of India Mid & Small Cap Equity & Debt Fund direct growth option would have grown to ₹11938.0 in 1 year, ₹15293.0 in 3 years and ₹31202.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Bank of India Mid & Small Cap Equity & Debt Fund direct growth option would have grown to ₹12486.0 in 1 year, ₹50848.0 in 3 years and ₹111613.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 13.61 and based on VaR one can expect to lose more than -19.78% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.68 which shows good performance of fund in the aggressive hybrid fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -7.61
-4.70
-7.61 | -2.50 27 | 27 Poor
3M Return % -4.50
-4.89
-7.60 | -3.26 12 | 27 Good
6M Return % -2.95
-2.85
-9.40 | 1.46 17 | 27 Average
1Y Return % 17.90
13.62
7.21 | 20.68 2 | 27 Very Good
3Y Return % 13.98
11.20
5.71 | 18.58 5 | 26 Very Good
5Y Return % 24.31
15.35
10.51 | 24.31 1 | 24 Very Good
7Y Return % 13.78
11.70
8.20 | 16.36 4 | 19 Very Good
1Y SIP Return % 6.18
4.11
-6.50 | 11.04 7 | 27 Very Good
3Y SIP Return % 22.31
15.43
11.30 | 23.29 2 | 26 Very Good
5Y SIP Return % 23.74
16.56
11.98 | 23.74 1 | 24 Very Good
7Y SIP Return % 21.04
15.45
11.25 | 21.04 1 | 19 Very Good
Standard Deviation 13.61
10.17
8.77 | 13.61 26 | 26 Poor
Semi Deviation 9.86
7.13
6.06 | 9.86 26 | 26 Poor
Max Drawdown % -18.23
-9.87
-18.23 | -6.12 26 | 26 Poor
VaR 1 Y % -19.78
-11.85
-19.78 | -8.42 26 | 26 Poor
Average Drawdown % -6.37
-4.41
-6.37 | -2.59 26 | 26 Poor
Sharpe Ratio 0.68
0.58
0.02 | 1.27 10 | 26 Good
Sterling Ratio 0.59
0.68
0.29 | 1.25 14 | 26 Good
Sortino Ratio 0.34
0.30
0.03 | 0.80 10 | 26 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -7.50 -4.61 -7.50 | -2.44 27 | 27
3M Return % -4.19 -4.61 -7.22 | -2.99 11 | 27
6M Return % -2.33 -2.26 -8.80 | 2.13 18 | 27
1Y Return % 19.38 15.00 8.97 | 22.67 2 | 27
3Y Return % 15.21 12.53 6.96 | 20.17 4 | 26
5Y Return % 25.56 16.71 11.77 | 25.56 1 | 24
7Y Return % 14.87 12.89 9.12 | 17.60 5 | 19
1Y SIP Return % 7.55 5.39 -5.25 | 12.89 9 | 27
3Y SIP Return % 23.69 16.81 12.93 | 25.19 2 | 26
5Y SIP Return % 25.06 17.96 13.35 | 25.06 1 | 24
7Y SIP Return % 22.22 16.67 12.98 | 22.22 1 | 19
Standard Deviation 13.61 10.17 8.77 | 13.61 26 | 26
Semi Deviation 9.86 7.13 6.06 | 9.86 26 | 26
Max Drawdown % -18.23 -9.87 -18.23 | -6.12 26 | 26
VaR 1 Y % -19.78 -11.85 -19.78 | -8.42 26 | 26
Average Drawdown % -6.37 -4.41 -6.37 | -2.59 26 | 26
Sharpe Ratio 0.68 0.58 0.02 | 1.27 10 | 26
Sterling Ratio 0.59 0.68 0.29 | 1.25 14 | 26
Sortino Ratio 0.34 0.30 0.03 | 0.80 10 | 26
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.03 ₹ 9,997.00 -0.02 ₹ 9,998.00
1W -0.08 ₹ 9,992.00 -0.02 ₹ 9,998.00
1M -7.61 ₹ 9,239.00 -7.50 ₹ 9,250.00
3M -4.50 ₹ 9,550.00 -4.19 ₹ 9,581.00
6M -2.95 ₹ 9,705.00 -2.33 ₹ 9,767.00
1Y 17.90 ₹ 11,790.00 19.38 ₹ 11,938.00
3Y 13.98 ₹ 14,809.00 15.21 ₹ 15,293.00
5Y 24.31 ₹ 29,688.00 25.56 ₹ 31,202.00
7Y 13.78 ₹ 24,694.00 14.87 ₹ 26,391.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 6.18 ₹ 12,398.38 7.55 ₹ 12,485.71
3Y ₹ 36000 22.31 ₹ 49,884.12 23.69 ₹ 50,848.09
5Y ₹ 60000 23.74 ₹ 108,139.86 25.06 ₹ 111,612.66
7Y ₹ 84000 21.04 ₹ 177,911.50 22.22 ₹ 185,558.44
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Bank Of India Mid & Small Cap Equity & Debt Fund NAV Regular Growth Bank Of India Mid & Small Cap Equity & Debt Fund NAV Direct Growth
17-01-2025 37.14 40.22
16-01-2025 37.15 40.23
15-01-2025 36.56 39.59
14-01-2025 36.37 39.37
13-01-2025 35.78 38.74
10-01-2025 37.17 40.23
09-01-2025 37.78 40.89
08-01-2025 38.27 41.43
07-01-2025 38.79 41.99
06-01-2025 38.45 41.62
03-01-2025 39.37 42.61
02-01-2025 39.5 42.74
01-01-2025 39.21 42.43
31-12-2024 38.97 42.17
30-12-2024 38.79 41.97
27-12-2024 38.93 42.12
26-12-2024 38.93 42.12
24-12-2024 39.09 42.29
23-12-2024 39.03 42.22
20-12-2024 39.2 42.41
19-12-2024 39.87 43.13
18-12-2024 39.93 43.2
17-12-2024 40.2 43.48

Fund Launch Date: 29/Jun/2016
Fund Category: Aggressive Hybrid Fund
Investment Objective: An open ended hybrid scheme investing predominantly in equity and equity related instruments
Fund Description: BOI AXA Mid Cap Equity & Debt Fund
Fund Benchmark: NIFTY MidSmallcap 400 Total Return Index: 70%; CRISIL Short Term Bond Fund Index: 30%
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.